People have a new opportunity to enroll in health insurance for 2021 on HealthCare.gov, but only for a limited time. This new COVID-19 open enrollment period starts on February 15, 2021 and ends on May 15, 2021.
With job losses continuing to mount amid the COVID-19 resurgence, and millions of people having lost their job-based health insurance since the start of this public health and economic crisis, the Biden Administration has opened up HealthCare.gov to give people who need health insurance a new opportunity to get covered, but they must act quickly.
“More than 267,070 Michiganders enrolled in a health insurance plan during open enrollment,” said Tim McCarron, Lead Enrollment Coordinator at Hamilton Community Health Network.
“There’s a new chance for people to sign up, and anyone who needs health insurance should visit HealthCare.gov today,” McCarron added. “Don’t delay.”
Health insurance is more affordable than many people think. In Michigan, 59% of current marketplace consumers had plans available for 2021 that cost less than $50 per month, after financial help. Nearly nine of ten marketplace enrollees in Michigan received financial help that lowered their monthly health insurance premiums last year. In addition, 39% of enrollees also qualified for lower out-of-pocket costs for health care services.
“Many people can find good deals on HealthCare.gov and receive financial assistance to help lower their monthly health insurance costs,” said McCarron.
Consumers enrolling in a plan on HealthCare.gov are guaranteed to receive comprehensive coverage, with no pre-existing condition exclusions or markups. All plans cover essential benefits, including doctor and hospital visits, prescription drugs, mental health treatment, and maternity care. In addition, consumers receive free preventive care services, such as immunizations and health screenings. Testing and treatment of COVID-19 are considered essential health benefits and are covered by all HealthCare.gov plans.
The health insurance landscape can be confusing, but free, local help is available at Hamilton Community Health Network.
Anyone who needs health insurance can contact Hamilton Community Health Network’s enrollment department at 810-787-5097. Someone is available to assist Monday – Friday 8:30 – 5:00. You can also send an email to outreach@hamiltonchn.org.
