Photo: Department of Insurance and Financial Services (DIFS) Director Anita G. Fox
Michiganders who lose a job, resulting in a loss of their healthcare coverage or a change in income, may have low or no-cost healthcare options available through the Affordable Care Act (ACA) Marketplace, Medicaid, or the Children’s Health Insurance Program (CHIP). Consumers in these situations are not required to wait for the yearly open enrollment period and should act now.
“Michiganders who lose employer-based health insurance may have options to continue or replace their coverage,” said Department of Insurance and Financial Services (DIFS) Director Anita G. Fox. “If consumers have questions about enrolling, DIFS is available to assist.”
Consumers have 60 days after losing essential health coverage, such as through a job loss, or experienced a change in income to take advantage of a special enrollment period. To determine eligibility, consumers should visit www.healthcare.gov. Depending on income and their situation, consumers may qualify for cost sharing reductions, premium tax credits, coverage for their children (CHIP) or Medicaid. Consumers should contact DIFS toll free at 877-999-6442 if they need assistance.
If consumers are new to www.healthcare.gov, they can create an account If they already have one, they may log in to start or update an application.
For additional details, contact DIFS at 877-999-6442 or email at DIFS-HICAP@michigan.gov.
